General Frequently Asked Questions:

Q: I am a business owner that transitioned my business from making shoes to making urgently needed Personal Protective Equipment for healthcare workers.  Does my business property, business liability, workers’ compensation and business auto insurance cover this change?

A. You should to talk to your local agent or insurance company to make sure you have the right coverage for your business.

Q: I own a business. Due to COVID-19, my business is going to start delivering our products to our consumers. Should I notify my insurance company?

A. Yes. You should contact your insurance company or agent. If your employees are using their personal vehicles for delivery, their personal auto policy may not cover the vehicle or driver if they are using the vehicle for business purposes and involved in an accident.

Q:  I own a business. Due to COVID-19, my employees are now doing different functions as part of their employment. What should I do about my workers’ compensation insurance??

A. Contact your insurance company or agent to ensure your employees are covered.