Resources for Doing the Business of Insurance in Pennsylvania

The Commonwealth of Pennsylvania is part of the U.S. insurance regulatory framework which is a highly coordinated state-based national system designed to protect policyholders and serve the greater public interest through the effective regulation of the U.S. insurance marketplace.  Through the National Association of Insurance Commissioners (NAIC), U.S. insurance regulators, establish national standards and best practices, conduct peer reviews and coordinate their regulatory oversight to better protect the interests of consumers while ensuring a strong, viable insurance marketplace.  U.S. insurance regulators also participate in the International Association of Insurance Supervisors (IAIS) along with the NAIC by participating in all its major standard-setting initiatives, including working with fellow regulators from around the world to better supervise cross-border insurers, identifying systemic risk in the insurance sector and creating international best practices.

• NAIC Biographical Affidavit
  
• Business Plan Guidelines
  
• Capital and Surplus Requirements
  
• Certificate of Authority 
  
• Company Consumer Complaint Reconciliation Tool
• Confidentiality of Filed Documents
• Filing Fees
• Group-Wide Supervision Notices: Chubb Group | Global Indemnity Companies
• Initial Licensing Documents
• Requests for Certified Documents
  
• Requests for Certified Articles of Incorporation
  
• Preparing for a Risk-Focused Financial Examination
• Record Retention Guidelines
• Regulatory Examination Billing Details  
• Retaliatory Information: Life and Health | Property and Casualty | Title 
• Statutory Deposit Instructions: Statutory Deposits Memo to Insurers | Statutory Receipt Letter Worksheet 
• Workers' Compensation / L&I Form
  

Entities Regulated by the Pennsylvania Insurance Department

• Licensed Insurance Companies
• Qualified Unlicensed Reinsurers
• Certified Reinsurers
  
• Reciprocal Jurisdiction Reinsurers
  
• Surplus Lines Companies
  
• Risk Purchasing Groups
  
• Risk Retention Groups
• Insurance Administrators
• Insurance Premium Finance Companies
• Reinsurance Intermediary Brokers
• Viatical Settlement Providers
• Continuing Care Retirement Communities

The Violent Crime Control and Law Enforcement Act of 1994

Department Notice 2010-08Application: This application form is used by individuals who, because of a criminal felony conviction involving dishonesty or a breach of trust, are prohibited by The Violent Crime Control and Law Enforcement Act of 1994, 18 U.S.C. §1034. Civil Penalties and injunctions for Violations of Section 1033 and §1510. Obstruction of Criminal Investigations from engaging or participating in the business of insurance without the specific written consent of the Pennsylvania Insurance Department.